Mediclaim insurance provides a good avenue offering tax savings and medical cover. You can insure against medical expenses for yourself or your dependents. Mediclaim cover helps meet unanticipated medical expenditure.
Mediclaim policy provides insurance cover for the treatment of most ailments and hospitalisation. In addition to the basic cover, add-ons are available on payment of extra premium. In some cases, pre-existing ailments are also covered on payment of additional premium. The cover may be extended to ailments not normally covered, day care, and annual medical check-up as well.
It is tax deductible under sec 80 D. Around Rs.15000 and Rs.20000 for senior citizens.
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